You’re an everyday W-2 wage earner and want to know how you can become a Millionaire.

You have decided you don’t want to live paycheck to paycheck anymore and you want to have something to leave to your kids one day.

No one in your family has ever been a Millionaire and you want to change that.

You’re in your 20’s and wondering how to successfully save for retirement.

You have a Traditional IRA as your retirement plan rather than a Roth-IRA.

You have completed 7th grade math.

Your generous heart is bigger than your pocketbook.

You want to take care of your kids, grandkids or both by making them Millionaires.

You’re in your 30’s and 40’s wondering how much you should be setting aside for retirement.

You are a visual learner, because this book has lots of tables, graphs and examples to help get the message across.

You’re interested in leaving a Legacy to your children before healthcare costs eat up your meager savings.

You’re in your 50’s and you haven’t really started saving or you have had to start over financially and are not sure if you will ever be able to retire.

You are a successful entrepreneur looking to understand how you can lift up and bless your employees.

You have no idea who Senator William Roth of Delaware was, and that the Roth–IRA created by the U. S. Congress has been in existence since 1997.