I found this book very easy to read and understand. I feel like the author was speaking directly to me as he told me his story and all the things I need to know to build wealth and avoid making costly mistakes along the way. I need to pay off my credit card debt and start saving for my son. I learned a lot!

Elizabeth R

Secretary, Non-Profit Organization

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I liked reading his compilation of 40 common sense guidelines he calls Ruby’s Rules. They are a must for anyone who wants to build wealth. I like that they are all easily located in the appendix. I can remove them and post them on my vision board.

Sharon M

Real Estate Professional

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I particularly enjoyed the chapter on generosity and his choice of biblical inspirations to help us all understand that God wants us to have an abundance that is so great there will be plenty to share with others. I am looking forward to the day when I can be as generous as my heart desires.

Gary F

Retired High School Coach

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The RUBY–TRUST is a unique idea for utilizing an Irrevocable Trust to assist your kids and grandkids to build wealth they can call their own. I had not heard anything like it before. I am looking forward to setting one up for my first grandchild.

Rhonda K

Accounting Professional, Local Government

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This book is well worth the read. Mr. Ruby’s comments regarding Roth–IRA’s are on point. Everyone should be funding their own Roth–IRA to the fullest extent of the law each and every year. Then comfortably retiring on 60 to 80% of the earnings from the resulting nest egg. And of course, it’s all tax free!

David M

Accounting Professor, Community College

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