
for the Grantor . . .
RUBY’S
RULES
Ruby’s Rules – Sequential listing
to help you manage your money
RUBY-TRUST
Agreement
Sample RUBY-TRUST
Agreement
RUBY-TRUST
Gifts Received
Sample Schedule of Present
and Future Interest Gifts
Click on image to download.

for the Trustee . . .
RUBY-TRUST
Calculator
Calculator – RUBY-TRUST
Funding in Four Installments
RUBY-TRUST
Financials
Sample RUBY-TRUST
Financial Statements
RUBY-TRUST
Multi-Year
Sample RUBY-TRUST Schedule
of Actual Results by Year
Click on image to download.

for the Primary Beneficiary . . .
Roth-IRA
Calculator
Calculator – Roth-IRA
Growth over 37 Years
Roth-IRA
Financials
Sample Roth-IRA only
Financial Statements
Roth-IRA
Multi-Year
Sample Roth-IRA Schedule
of Actual Results by Year
Individual
Monthly Budget
Sample Schedule of Monthly
Income and Expense
Individual
Monthy Cash
Sample Schedule of Monthly
Cash Activity
Individual
Balance Sheet
Sample Individual
Balance Sheet
Click on image to download.
Good planning and hard work lead to Prosperity, but hasty shortcuts lead to poverty.
Proverbs 21:5

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